One of the most common ways to save on insurance is by bundling your policies together. Home and auto insurance are what most people think about when bundling policies, but they are not the only ones. Consider adding your personal property insurance or umbrella policy to your plan.

Not only does bundling save you money on your premium, but it also allows the insurance company to better protect your assets because they are underwriting them together. They can incorporate areas of overlap or spot items that aren’t covered then add additional riders or policies as needed. The savings continue to grow when you add in the time it takes to deal with multiple insurance companies.